Know your true ACB before the CRA does.
Sched3 pools your cost base across every broker, converts USD trades at Bank of Canada rates, applies ETF, crypto, and RSU adjustments, catches superficial losses before they cost you — and hands you (or your accountant) a Schedule 3-ready package.
Direct Investing
Direct Investing
Your broker's "book value" isn't your ACB.
DRIPs, transfers between brokers, USD trades, ETF return-of-capital, and superficial losses all change your true adjusted cost base — and most broker statements don't track any of it. Sched3 pools your holdings across every taxable account and calculates the number the CRA actually expects.
Built for how you actually invest
Every portfolio breaks the rules in its own way. Pick yours.
Phantom distributions and return of capital, applied for you
ETFs quietly move your cost base twice a year — reinvested distributions push ACB up, return of capital pulls it down. Miss either and your eventual gain is wrong. Sched3 looks up the per-fund factors and applies them to your units.
Everything you need for capital gains, done right
Useful year-round, essential at tax time.
From messy statements to an accountant-ready package
Not just a tax-season app
Stay tax-ready all year — before you trade, during rebalancing, and when the slips finally arrive.
Import your broker files, let Sched3 apply every adjustment the CRA expects, and file with confidence — or hand your accountant a package that cuts their billable hours.
Start freeSend clients an import link, get pooled, reconciled ACB for every engagement, and deliver branded, filing-ready packages from one multi-client dashboard.
See the Pro workflowSimple annual pricing
Taxes happen every year — so does your subscription.